Curren folder permissions;

cp# ls -ld / /home/ /home/dpalmer/ /home/dpalmer/public_html/ /home/dpalmer/public_html/cgi-bin/
drwxr-xr-x   24 root     wheel    1024 Sep 13 03:06 /
drwx--x--x  169 root     wheel    3072 Sep 13 03:09 /home/
drwx--x--x   10 dpalmer  dpalmer   512 Sep 14 01:43 /home/dpalmer/
drwxr-x---   22 dpalmer  nobody   1536 Sep  1 03:06 /home/dpalmer/public_html/
drwxr-xr-x    2 dpalmer  dpalmer   512 Sep 14 02:04 /home/dpalmer/public_html/cgi-bin/


cp# ls -ld / /home/ /home/potteryp/ /home/potteryp/public_html/ /home/potteryp/public_html/cgi-bin/
drwxr-xr-x   24 root      wheel     1024 Sep 13 03:06 /
drwx--x--x  169 root      wheel     3072 Sep 13 03:09 /home/
drwx--x--x   11 potteryp  potteryp   512 Sep 13 16:03 /home/potteryp/
drwxrwxrwx   14 potteryp  nobody    1536 Sep 13 14:42 /home/potteryp/public_html/
drwxrwxrwx    3 potteryp  nobody     512 Sep 14 02:03 /home/potteryp/public_html/cgi-bin/