public class Pass {

	public double computePayment(double loanAmt,
                             double rate,
                             double futureValue,
                             int numPeriods) {
    double interest = rate / 100.0;
    double partial1 = Math.pow((1 + interest), -numPeriods);
    double denominator = (1 - partial1) / interest;
    double answer = (-loanAmt / denominator)
                    - ((futureValue * partial1) / denominator);
    
    System.out.println(answer);
	}
}