function submitCheck(fObj) {
	var agree;
	for(var i=0; i<2; i++) {
		if(fObj.agree[i].checked) {
			agree = fObj.agree[i].value;
		}
	}
	if(agree == 'Y') {
		fObj.Action.value = "Submit";
		fObj.submit();
	} else {
		var agree = confirm("You must agree to the terms before submitting");
		if(agree) {
			return true;
		} else {
			return false;
		}	
	}
}