May 29 16:05:17 click sshd[25004]: PAM rejected by account configuration[6]: Permission denied
May 29 16:05:23 click sshd[25004]: Connection closed by 69.56.15.10
May 29 16:06:00 click sshd[25046]: PAM rejected by account configuration[6]: Permission denied

[SKY331] root@click.unsubcentral.com /etc/pam.d]$ cat /etc/pam.d/sshd       
#%PAM-1.0
auth       required     /lib/security/pam_stack.so service=system-auth
auth       required     /lib/security/pam_nologin.so
account    required     /lib/security/pam_stack.so service=system-auth
password   required     /lib/security/pam_stack.so service=system-auth
session    required     /lib/security/pam_stack.so service=system-auth
session    required     /lib/security/pam_limits.so
#session    optional     /lib/security/pam_mkhomedir.so skel=/etc/skel umask=0022
session    optional     /lib/security/pam_console.so